I have three topics today: 1. Discounted prices may be mythical. 2. Banks are changeable. 3. In California, “Whiskey’s for drinking and water’s for fighting,” as the old adage goes. First, the mythical discounts: Last week, the Los Angeles City Attorney’s Office sued four major department stores for allegedly issuing misleading advertising. They are JCPenney, Sears, Kohl’s, and Macy’s.