San Diego’s county and city pension funds are losing ground in their pursuit of a fully funded plan, but 10 other local government pension plans are just as bad or worse off. The Valley Center Municipal Water District, Otay Water District, city of El Cajon’s safety plan, the city of San Marcos and six other local pension plans are only 60 to 70 percent funded. That means the agencies lack 30 to 40 percent of the money ultimately needed to fulfill retirement promises for current and former employees, data from the California Public Employees’ Retirement System shows.